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Risk Analytics Consultant - Consumer Small Business Banking

Company: Wells Fargo
Location: Fremont
Posted on: June 24, 2022

Job Description:

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. About this role: Wells Fargo is seeking a Risk Analytics Consultant who is analytical, quantitative-minded and enjoys working with data and drawing conclusions to inform decisions. To be successful in this role requires solid knowledge of credit risk management, underwriting strategies, credit policy and a clear understanding of the product profitability drivers (risk and return). Equally important is the ability to navigate through complex data/decisioning environment to proactively design testing beyond existing strategies and continuously drive enhancements in analytical solutions.You should anticipate developing and/or enhancing underwriting strategy to ensure solid credit control and inform sound business decisions as well as working with small business data to improve underwriting policies and risk segmentation. Additionally, you can expect to perform data mining and quantitative analyses to help solve business problems and identify solutions and designing Management Information System (MIS) reports for strategy / portfolio performance monitoring. Also, you will work closely with partners within Risk, Underwriting/Lending, Product Management, Marketing, Finance, Technology and Data Solution groups to support business initiatives and strategy implementation. In this role, you will:

  • Review and analyze programing models to extract data, and manipulate databases to provide statistical and financial modeling, and exercise independent judgment to guide new and existing projects with medium risk deliverables.
  • Participate in analysis and modeling initiatives, and identify opportunity for process production, data reconciliation, and model documentation improvements within Risk Management.
  • Coordinate and consolidate the production of monthly, quarterly, annual performance reports and ad hoc analysis packages monitoring portfolio performance and collections trends and for presentation to senior management.
  • Present recommendations for resolving data reconciliation, production, and database issues.
  • Exercise independent judgment while developing expertise in policy governance, risk projects, and regulatory requests.
  • Collaborate and consult with peers, managers, experienced managers, compliance, including various lines of business. Required Qualifications, US:
    • 2+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications:
      • Advance degree in quantitative fields such as mathematics, economics, statistics, operations research, etc.
      • Previous experience with credit risk strategy development and implementation in financial service industry
      • Proficiency in SQL, Python and Tableau
      • Strong verbal and written communication skills
      • Strong analytical, quantitative skills with ability to gather, analyze, package, and present analytical findings in an insightful and logical manner
      • Dedicated, enthusiastic, performance-orientation, and strong work ethic
      • Attention to detail, strong project management and organization skills
      • Strong partnership and problem-solving skills Posting Location:
        • 2700 S Price Rd - Chandler, AZ
        • 401 S Tryon St - Charlotte, NC
        • 600 S 4th St - Minneapolis, MN
        • 7001 Westown Pkwy - West Des Moines, IA
        • 1150 W Washington St - Tempe, AZ
        • 1 N Jefferson Ave - St Louis, MO
        • 1445 Ross Ave - Dallas, TX
        • 550 California St - San Francisco, CA
        • 3440 Walnut Ave - Fremont, CA (San Francisco Bay Area)Preferred location(s) listed above. Other locations within the Wells Fargo footprint may be considered for current Wells Fargo employees.We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Keywords: Wells Fargo, Fremont , Risk Analytics Consultant - Consumer Small Business Banking, Accounting, Auditing , Fremont, California

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