Risk Analytics Consultant - Consumer Small Business Banking
Company: Wells Fargo
Location: Fremont
Posted on: June 24, 2022
Job Description:
At Wells Fargo, we are looking for talented people who will put
our customers at the center of everything we do. We are seeking
candidates who embrace diversity, equity and inclusion in a
workplace where everyone feels valued and inspired. Help us build a
better Wells Fargo. It all begins with outstanding talent. It all
begins with you. About this role: Wells Fargo is seeking a Risk
Analytics Consultant who is analytical, quantitative-minded and
enjoys working with data and drawing conclusions to inform
decisions. To be successful in this role requires solid knowledge
of credit risk management, underwriting strategies, credit policy
and a clear understanding of the product profitability drivers
(risk and return). Equally important is the ability to navigate
through complex data/decisioning environment to proactively design
testing beyond existing strategies and continuously drive
enhancements in analytical solutions.You should anticipate
developing and/or enhancing underwriting strategy to ensure solid
credit control and inform sound business decisions as well as
working with small business data to improve underwriting policies
and risk segmentation. Additionally, you can expect to perform data
mining and quantitative analyses to help solve business problems
and identify solutions and designing Management Information System
(MIS) reports for strategy / portfolio performance monitoring.
Also, you will work closely with partners within Risk,
Underwriting/Lending, Product Management, Marketing, Finance,
Technology and Data Solution groups to support business initiatives
and strategy implementation. In this role, you will:
- Review and analyze programing models to extract data, and
manipulate databases to provide statistical and financial modeling,
and exercise independent judgment to guide new and existing
projects with medium risk deliverables.
- Participate in analysis and modeling initiatives, and identify
opportunity for process production, data reconciliation, and model
documentation improvements within Risk Management.
- Coordinate and consolidate the production of monthly,
quarterly, annual performance reports and ad hoc analysis packages
monitoring portfolio performance and collections trends and for
presentation to senior management.
- Present recommendations for resolving data reconciliation,
production, and database issues.
- Exercise independent judgment while developing expertise in
policy governance, risk projects, and regulatory requests.
- Collaborate and consult with peers, managers, experienced
managers, compliance, including various lines of business. Required
Qualifications, US:
- 2+ years of Risk Analytics experience, or equivalent
demonstrated through one or a combination of the following: work
experience, training, military experience, education Desired
Qualifications:
- Advance degree in quantitative fields such as mathematics,
economics, statistics, operations research, etc.
- Previous experience with credit risk strategy development and
implementation in financial service industry
- Proficiency in SQL, Python and Tableau
- Strong verbal and written communication skills
- Strong analytical, quantitative skills with ability to gather,
analyze, package, and present analytical findings in an insightful
and logical manner
- Dedicated, enthusiastic, performance-orientation, and strong
work ethic
- Attention to detail, strong project management and organization
skills
- Strong partnership and problem-solving skills Posting Location:
- 2700 S Price Rd - Chandler, AZ
- 401 S Tryon St - Charlotte, NC
- 600 S 4th St - Minneapolis, MN
- 7001 Westown Pkwy - West Des Moines, IA
- 1150 W Washington St - Tempe, AZ
- 1 N Jefferson Ave - St Louis, MO
- 1445 Ross Ave - Dallas, TX
- 550 California St - San Francisco, CA
- 3440 Walnut Ave - Fremont, CA (San Francisco Bay Area)Preferred
location(s) listed above. Other locations within the Wells Fargo
footprint may be considered for current Wells Fargo employees.We
Value Diversity At Wells Fargo, we believe in diversity, equity and
inclusion in the workplace; accordingly, we welcome applications
for employment from all qualified candidates, regardless of race,
color, gender, national origin, religion, age, sexual orientation,
gender identity, gender expression, genetic information,
individuals with disabilities, pregnancy, marital status, status as
a protected veteran or any other status protected by applicable
law. Employees support our focus on building strong customer
relationships balanced with a strong risk mitigating and
compliance-driven culture which firmly establishes those
disciplines as critical to the success of our customers and
company. They are accountable for execution of all applicable risk
programs (Credit, Market, Financial Crimes, Operational, Regulatory
Compliance), which includes effectively following and adhering to
applicable Wells Fargo policies and procedures, appropriately
fulfilling risk and compliance obligations, timely and effective
escalation and remediation of issues, and making sound risk
decisions. There is emphasis on proactive monitoring, governance,
risk identification and escalation, as well as making sound risk
decisions commensurate with the business unit's risk appetite and
all risk and compliance program requirements. Candidates applying
to job openings posted in US: All qualified applicants will receive
consideration for employment without regard to race, color,
religion, sex, sexual orientation, gender identity, national
origin, disability, or status as a protected veteran. Candidates
applying to job openings posted in Canada: Applications for
employment are encouraged from all qualified candidates, including
women, persons with disabilities, aboriginal peoples and visible
minorities. Accommodation for applicants with disabilities is
available upon request in connection with the recruitment
process.
Keywords: Wells Fargo, Fremont , Risk Analytics Consultant - Consumer Small Business Banking, Accounting, Auditing , Fremont, California
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